Doug Stemke...

We have been working with this problem for some time and will be happy to
give you our input.  I think it best to contact us personally, since we are
both dealers, appraisers and collectors .
You can reach us at miques.molluscs.shells@erols.com...
Luck
Mique Pinkerton.
----- Original Message -----
From: "Doug Stemke" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Thursday, August 04, 2005 8:59 AM
Subject: Collection and Home Owner's Insurance (US)


> Hello All.
>
>    I'm looking at getting a home in the next couple of months and was
> wondering, for those who have ever done so, what is the best way to handle
> insurance to cover my collection?  I've started a spread sheet with an
> approximate value of my collection, but I'm not certain the best way to
> handle this.  So a few questions:
>
> Do I directly reference something like "Rice's Prices" and then use those
> values?
>
> Do I need to photograph the collection?
>
> I assume I base values on replacement costs, not what I actually purchased
> my shells for (Considering that I can get Conus gloriamaris at almost a
> 1/5th what I paid for it 20 years ago).
>
> Do I need an independant appraisal?
>
> Any other pointers?
>
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